Life Ledger™

Personal financial support for real life.

A done-for-you personal financial support system. We create a paycheck-based budget, track bills, monitor spending, and help you stay on top of your money with structure, reminders, and judgment-free support. It’s like having a bookkeeper for your personal life — tailored to how you actually live.

Is Life Ledger™ Right for You?

This is for real people juggling real life. If any of these sound familiar, Life Ledger™ might be what you’ve been looking for.

  • You’re tired of missing bills or overdrafting

  • You feel disorganized or anxious about money

  • You’re too busy to track due dates and spending

  • Budgeting tools haven’t worked for you

  • You’re supporting a loved one’s finances

  • You’re neurodivergent and need structure and reminders

  • You want help — not judgment

  • You need structure without another app

What’s Included

Every Life Ledger™ plan is customized, but most include the following support:

  • Paycheck-based budget built around your schedule

  • Bill tracking and due date reminders

  • Weekly or biweekly budget updates

  • Optional bill payment assistance (with permission)

  • Monthly spending summaries and insights

  • Gentle accountability to help you stay on track

  • Real-time balance monitoring via Empower

  • Secure tools — no apps or logins required from you

How Life Ledger™ Works

Getting started is simple and fully guided. Here's what to expect:

  1. Book your free consultation
    We’ll talk about your current situation, financial stressors, and what kind of support you need.

  2. Get your setup done
    We’ll connect accounts through Empower, set up secure access, and build your first paycheck-based budget.

  3. Review + approve your plan
    We’ll walk through the budget together and make sure it fits your goals, lifestyle, and responsibilities.

4. Start tracking
I’ll begin updating your budget weekly or biweekly
based on your pay cycle, bills, and spending.

5. Stay on top of it
You’ll get reminders, spending summaries, and
optional check-ins to stay organized without apps.

6. Adjust as needed
Life happens — I’ll update your plan anytime you
need to make a change.

Pricing

Life Ledger™ is a flat-fee monthly service — no apps to manage, no hidden charges.

What it costs:

  • $150/month
    Includes budgeting, reminders, support, and all tools

  • $99 one-time setup fee
    Covers intake, account setup, and your first budget

  • $249 to start (setup + first month)

What’s included:

  • Unlimited support during business hours

  • Weekly or biweekly budget updates

  • Empower tracking setup

  • Optional bill pay support

  • No app logins required from you

  • Cancel anytime

Ready to Take Control of Your Finances?

Let’s build a system that works for your real life.